The Exit Plan

Preparedness is not betrayal.

You don't have to be leaving to want options. This is a calm, practical checklist for knowing where you stand — financially, legally and personally.

Six quiet moves

Step 01

Know your numbers

  • List every account, debt, and asset in both names.
  • Pull your own credit report — free, once a year, from each bureau.
  • Photograph or scan tax returns, payslips, mortgage and insurance documents.

Step 02

Build a private cushion

  • Open an account in your name only, at a bank you don't share.
  • Set a realistic monthly amount — consistency matters more than size.
  • Redirect statements to a private email address.

Step 03

Secure your documents

  • Passport, birth certificates, marriage certificate, immigration papers.
  • Store copies with someone you trust, or in encrypted cloud storage.
  • Keep a written record of dates, incidents, and agreements.

Step 04

Protect your digital life

  • Change passwords and enable two-factor authentication.
  • Check for shared logins, location sharing, and family plans.
  • Use a private browser window for any planning research.

Step 05

Get professional eyes on it

  • A one-hour consultation with a family lawyer is information, not commitment.
  • Speak to an independent financial adviser about your own future.
  • Find a therapist who is yours and yours alone.

Step 06

Plan for safety

  • If you feel unsafe, contact a domestic-abuse service before making changes at home.
  • Agree a code word with a trusted friend.
  • Keep a small bag, spare keys, and cash somewhere accessible.

This is general editorial information, not legal or financial advice. Laws and entitlements vary by country — speak to a qualified professional about your own situation. If you are unsafe at home, contact a domestic-abuse service before making any changes.